Life begins in a single moment, and it ends the same way. But the good stuff—the parts that truly matter—happen in-between. Your first kiss, your high school graduation, your wedding day, the first time you hold your precious newborn baby in your arms. All of these experiences come together to form an existence, and if we’re lucky enough, it’s one that will live on in the hearts of those who loved us long after we’re gone.

But we can do more than simply live out the hours and minutes of our life. We can protect them. We can give ourselves a better chance at managing life’s question marks.

IT ALL STARTS WITH SUPPLEMENTAL INSURANCE

What is Supplemental Insurance?

Supplemental insurance refers to any insurance plans a person or business may have that go above and beyond their traditional coverage, such as their employee benefit plan or medicare plan.

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DASH Solutions are great starter plans for people with no coverage, or if you have ever been declined from Traditional Insurance Plans or don't know where to start.

You can use D.A.S.H. plans on their own, you can use them to supplement your current plan, Everyone qualifies for some of our coverage even if you have been declined, and even if you don't currently have an income and there are no other options out there for you.

 "Private" Insurance Solutions

Why is Supplemental Insurance Important?

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90% of healthcare coverage in Canada is provided through a group plan, either by employers, unions, or professional associations. The problem? Even though these individuals have insurance, only one third of Canadians are covered for unforeseen events.

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This means 77% of us would be at-risk if we were to:​

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• Become paralyzed in a critical accident
   

• Require an emergency evacuation from a job site
   

• Have a child who was injured at school
   

• Be unable to run or operate our business due to illness
   

• Require paramedical services not included under our primary group plan (physiotherapy, speech therapy, chiropractic services, etc.)
   

• Have no coverage at all and are exposed entirely to risk

These unexpected circumstances could leave you footing the bill while falling behind on day-to-day expenses/overhead if you aren’t adequately insured, which is why it’s so important to protect yourself with additional coverage.

WHO BENEFITS FROM SUPPLEMENTAL INSURANCE?

Anyone can benefit, period! :) The goal is not just to cover out of pocket medical expenses, but to provide paid recovery days following any Injury or any illness. We are not a group benefits provider.

Whether we’re 21 or 85, we all have things we hope to accomplish. It could be something major, like starting a business or travelling to Peru, or it could be something as simple as spending more time with our grandchildren. 

Whatever it is, we believe in squeezing as much enjoyment out of your life as possible. And the only way to do that is to ensure you’re protected against life's inevitable curveballs.

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With additional Supplemental coverage, you won’t have to worry about dipping into your savings if you become sick or injured. You’ll be able to recover with peace of mind knowing there are cash benefits getting paid directly to you.

Our job is to provide you with top of the line, unparalleled Supplemental Insurance plans that make life easier for you.

THERE'S SO MUCH YET TO COME... LET'S MAKE SURE YOU'RE PREPARED FOR IT