Life begins in a single moment, and it ends the same way. But the good stuff—the parts that truly matter—happen in-between. Your first kiss, your high school graduation, your wedding day, the first time you hold your precious newborn baby in your arms. All of these experiences come together to form an existence, and if we’re lucky enough, it’s one that will live on in the hearts of those who loved us long after we’re gone.
But we can do more than simply live out the hours and minutes of our life. We can protect them. We can give ourselves a better chance at managing life’s question marks.
IT ALL STARTS WITH SUPPLEMENTAL INSURANCE
What is Supplemental Insurance?
Supplemental insurance refers to any insurance plans a person or business may have that go above and beyond their traditional coverage, such as their employee benefit plan or medicare plan.
DASH Solutions are great starter plans for people with no coverage, or if you have ever been declined from Traditional Insurance Plans or don't know where to start.
You can use D.A.S.H. plans on their own, you can use them to supplement your current plan, Everyone qualifies for some of our coverage even if you have been declined, and even if you don't currently have an income and there are no other options out there for you.
"Private" Insurance Solutions
Why is Supplemental Insurance Important?
90% of healthcare coverage in Canada is provided through a group plan, either by employers, unions, or professional associations. The problem? Even though these individuals have insurance, only one third of Canadians are covered for unforeseen events.
This means 77% of us would be at-risk if we were to:
Become paralyzed in a critical accident
Require an emergency evacuation from a job site
Have a child who was injured at school
Be unable to run or operate our business due to illness
Require paramedical services not included under our primary group plan (physiotherapy, speech therapy, chiropractic services, etc.)
Have no coverage at all and are exposed entirely to risk
These unexpected circumstances could leave you footing the bill while falling behind on day-to-day expenses/overhead if you aren’t adequately insured, which is why it’s so important to protect yourself with additional coverage.
WHO BENEFITS FROM SUPPLEMENTAL INSURANCE?
Anyone can benefit, period! :) The goal is not just to cover out of pocket medical expenses, but to provide paid recovery days following any Injury or any illness. We are not a group benefits provider.
Individuals who are just starting in business, have fluctuating incomes month to month, or who are not covered by an employee group plan.
24/7/365 peace of mind coverage to compensate you for any lost wages or increase of costs through recovery follow injury or illness.
Taking time off of work to be with kids through emergencies and recovery. We also offer family discounts!
Offering guaranteed insurability for your children from birth until they are 85. Covering all recreational activities. We do not cover extensive dental.
Who want to offer a more comprehensive employee plan to their team members & who want to save money premiums or unused employee benefit plans.
WE'RE HERE TO HELP YOU MAKE THE MOST OUT OF YOUR DASH
Whether we’re 21 or 85, we all have things we hope to accomplish. It could be something major, like starting a business or travelling to Peru, or it could be something as simple as spending more time with our grandchildren.
Whatever it is, we believe in squeezing as much enjoyment out of your life as possible. And the only way to do that is to ensure you’re protected against life's inevitable curveballs.
With additional Supplemental coverage, you won’t have to worry about dipping into your savings if you become sick or injured. You’ll be able to recover with peace of mind knowing there are cash benefits getting paid directly to you.
Our job is to provide you with top of the line, unparalleled Supplemental Insurance plans that make life easier for you.
NO WAITING PERIOD.
EXPLORE OUR PREMIUM SUPPLEMENTAL INSURANCE PLANS
These personal plans provide added coverage and peace of mind for those who are currently without dependents, covering unexpected costs like recovery days, medical-related travel costs, and more.
Family plans are ideal for the working parent to have options to take time off of work, to hire a caregiver, to recover with your stay at home spouse, to help offset any extra costs as a result of the emergency.
THERE'S SO MUCH YET TO COME... LET'S MAKE SURE YOU'RE PREPARED FOR IT
Don’t find yourself wishing you’d made a plan sooner. Find a supplemental insurance policy that covers all the bases.
I'm so glad I was introduced to these amazing products. I wish I had them back when I played football. What I have now is peace of mind, for myself and, more importantly, my family. I highly recommend getting this coverage. Whether you're an athlete, or an accountant, life is unpredictable and protecting yourself and your family is a no-brainer.
– JR LaRose, Motivational Speaker, BC Lions Grey Cup Champion