Individual plans


Injury & accident     Sickness     Hospitalization

Cancer Care plan     and more

A survey by the Canadian Payroll Association found that 48 per cent of respondents said they rely on each payday to cover their bills, with 40 per cent admitting they spend an amount equal to all or more of their net pay each week.

For many people, losing their income - even on a short-term basis - would be difficult. When an injury or sickness keeps you from working for an extended period, this difficulty would feel like a catastrophe.

This scenario occurs more frequently than it should, especially for those who have employment benefits but discover that they need to wait four months or longer for their short-term disability to take effect.


Without that replacement income, individuals and families can be forced to cut back on even the basics, like food, clothing, transportation and housing.

Injury and accident coverage

Rest easy and fully recover while your monthly bill payments are covered.


There is no limit on the number of claims you can submit, and we cover any occupation, sport, hobby or activity, any time. Everyone qualifies!

NO EXCEPTIONS for occupational or recreational activities!

Illness coverage

Can you afford to get sick? Once you have set up your policy, your rates are locked in until you turn 85 years old.

​Hospitalization due to sickness

Protection from the unexpected costs with hospitalization including parking, meals, daycare/babysitters, accommodations and everyday bills, everyday bills when you are hospitalized for conditions such as pneumonia, appendicitis, arthritis, asthma, heart attack or stroke or cancer and other critical illnesses.

To qualify for sickness coverage, there is no complex medical exam, and rates are not based on if you are a smoker or non-smoker.


Call me today to see if you qualify.

Cancer care plan

Serious illnesses strike indiscriminately, regardless of your age, lifestyle or profession. If you or someone in your family was diagnosed, our affordable coverage helps pay the costs associated with treatment, which includes our Best Doctors Service*.

​Did you know? Approximately 1 in 2 Canadians will develop some form of cancer in their lifetimes.

Occupational and physiotherapy benefit/​​Medical appliance reimbursement

Plans start at $11 for expenses not covered by your existing policies.

Contact me today to set up your peace of mind protection.

Protect the DASH

All day. Every day.

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